:root {
    --color1: #1F3B5D;
    --color2: #FBD405;
    --pmb-blue-dark: #061D67;
    --pmb-blue: #064FE4;
    --pmb-blue-soft: #1767F2;
    --pmb-white: #ffffff;
    --pmb-text-soft: rgba(255, 255, 255, 0.82);
    --pmb-border: rgba(255, 255, 255, 0.18);
    --pmb-blue-mid: #0640c7;
    --pmb-blue-bright: #1768ff;
    --pmb-border-soft: rgba(255, 255, 255, 0.72);
    --pmb-muted: #4B5F88;
    --pmb-soft-bg: #F4F8FF;
    --pmb-yellow: #F7B801;
    --pmb-teal: #16A99A;
    --pmb-purple: #7254E8;
    --pmb-primary: #0862F4;
    --pmb-primary-dark: #061638;
    --pmb-text: #233B69;
    --pmb-muted: #4D628C;
    --pmb-soft-blue: #F2F7FF;
}

/* ==============================
   PMB HERO
================================= */
.pmb-hero {
    position: relative;
    overflow: hidden;
    min-height: 760px;
    background: linear-gradient(120deg, #061452 0%, #07277d 38%, #0758f1 78%, #1574ff 100%);
    color: var(--pmb-white);
}

.pmb-hero-row {
    position: relative;
    z-index: 2;
    min-height: 652px;
}

.pmb-hero-content {
    position: relative;
    z-index: 5;
    max-width: 720px;
    padding-bottom: 70px;
}

.pmb-hero-label {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 48px;
    padding: 10px 26px;
    margin-bottom: 36px;
    border: 2px solid var(--pmb-border-soft);
    border-radius: 10px;
    color: var(--pmb-white);
    font-size: 18px;
    font-weight: 800;
    line-height: 1;
    text-transform: uppercase;
    letter-spacing: 0.2px;
    background: rgba(255, 255, 255, 0.04);
    box-shadow: 0 16px 34px rgba(0, 0, 0, 0.14);
}

.pmb-hero-title {
    margin: 0;
    color: var(--pmb-white);
    font-size: 50px;
    font-weight: 900;
    line-height: 1.08;
    letter-spacing: -1.8px;
}

.pmb-hero-title span {
    color: var(--color2);
    white-space: nowrap;
}

.pmb-hero-line {
    width: 86px;
    height: 6px;
    margin: 24px 0 28px;
    border-radius: 999px;
    background: var(--color2);
}

.pmb-hero-desc {
    max-width: 560px;
    margin: 0 0 46px;
    color: var(--pmb-text-soft);
    font-size: 20px;
    font-weight: 500;
    line-height: 1.48;
}

.pmb-hero-buttons {
    display: flex;
    align-items: center;
    gap: 22px;
}

.pmb-hero-btn {
    min-width: 280px;
    height: 60px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 22px;
    border-radius: 13px;
    font-size: 18px;
    font-weight: 900;
    text-decoration: none;
    transition: all 0.35s ease;
}

.pmb-hero-btn-primary {
    color: #061b5f;
    background: var(--color2);
    box-shadow: 0 18px 38px rgba(251, 212, 5, 0.28);
}

.pmb-hero-btn-primary i {
    font-size: 25px;
}

.pmb-hero-btn-outline {
    color: var(--pmb-white);
    border: 2px solid var(--pmb-border-soft);
    background: rgba(255, 255, 255, 0.035);
}

.pmb-hero-btn-outline i {
    font-size: 30px;
}

.pmb-hero-btn:hover {
    transform: translateY(-6px);
    text-decoration: none;
}

.pmb-hero-btn-primary:hover {
    color: #061b5f;
    background: #ffe04a;
    box-shadow: 0 24px 48px rgba(251, 212, 5, 0.38);
}

.pmb-hero-btn-outline:hover {
    color: var(--pmb-white);
    border-color: var(--pmb-white);
    background: rgba(255, 255, 255, 0.13);
    box-shadow: 0 20px 42px rgba(0, 0, 0, 0.16);
}

.pmb-hero-visual {
    position: relative;
    z-index: 3;
    min-height: 652px;
}

.pmb-hero-img {
    max-height: 90%;
    height: auto;
    width: auto;

    /* batas maksimum biar tetap besar */
    max-width: 820px;

    object-fit: contain;

    position: relative;
    right: -60px; /* adjust posisi agar tetap “keluar” seperti desain */

    filter: drop-shadow(0 30px 44px rgba(0, 0, 0, 0.24));
    transition: transform 0.45s ease;
}

.pmb-hero-visual:hover .pmb-hero-img {
    transform: scale(1.025) translateY(-6px);
}

/* Animation */
.fade-up {
    opacity: 0;
    animation: pmbFadeUp 0.85s ease forwards;
}

.delay-1 {
    animation-delay: 0.18s;
}

@keyframes pmbFadeUp {
    from {
        opacity: 0;
        transform: translateY(34px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Responsive */
@media (max-width: 1399.98px) {
    .pmb-hero {
        min-height: 700px;
        padding-top: 92px;
    }

    .pmb-hero-row {
        min-height: 608px;
    }

    .pmb-hero-title {
        font-size: 58px;
    }

    .pmb-hero-desc {
        font-size: 21px;
    }

    .pmb-hero-img {
        width: 760px;
        right: -135px;
    }

    .pmb-hero-btn {
        min-width: 250px;
        height: 76px;
        font-size: 20px;
    }
}

@media (max-width: 1199.98px) {
    .pmb-hero {
        min-height: 650px;
        padding-top: 80px;
    }

    .pmb-hero-title {
        font-size: 50px;
    }

    .pmb-hero-label {
        font-size: 15px;
        min-height: 42px;
        margin-bottom: 30px;
    }

    .pmb-hero-desc {
        font-size: 18px;
        margin-bottom: 36px;
    }

    .pmb-hero-btn {
        min-width: 220px;
        height: 68px;
        gap: 16px;
        font-size: 18px;
    }

    .pmb-hero-img {
        width: 665px;
        right: -140px;
    }
}

@media (max-width: 991.98px) {
    .pmb-hero {
        min-height: auto;
        padding: 68px 0 0;
    }

    .pmb-hero-row {
        min-height: auto;
    }

    .pmb-hero-content {
        max-width: 760px;
        margin: 0 auto;
        padding-bottom: 34px;
        text-align: center;
    }

    .pmb-hero-label {
        margin-bottom: 28px;
    }

    .pmb-hero-title {
        font-size: 48px;
    }

    .pmb-hero-line {
        margin: 22px auto 26px;
    }

    .pmb-hero-desc {
        max-width: 620px;
        margin-left: auto;
        margin-right: auto;
    }

    .pmb-hero-buttons {
        justify-content: center;
    }

    .pmb-hero-visual {
        min-height: 520px;
        margin-top: 4px;
    }

    .pmb-hero-img {
        left: 50%;
        right: auto;
        bottom: 0;
        width: 640px;
        transform: translateX(-50%);
    }

    .pmb-hero-visual:hover .pmb-hero-img {
        transform: translateX(-50%) scale(1.02) translateY(-5px);
    }
}

@media (max-width: 767.98px) {
    .pmb-hero {
        padding-top: 50px;
    }

    .pmb-hero-content {
        padding-bottom: 24px;
    }

    .pmb-hero-label {
        min-height: 38px;
        padding: 9px 17px;
        margin-bottom: 24px;
        border-radius: 9px;
        font-size: 12.5px;
    }

    .pmb-hero-title {
        font-size: 38px;
        line-height: 1.13;
        letter-spacing: -0.8px;
    }

    .pmb-hero-title span {
        white-space: normal;
    }

    .pmb-hero-line {
        width: 76px;
        height: 5px;
        margin: 20px auto 22px;
    }

    .pmb-hero-desc {
        margin-bottom: 30px;
        font-size: 16px;
        line-height: 1.58;
    }

    .pmb-hero-buttons {
        flex-direction: column;
        gap: 14px;
    }

    .pmb-hero-btn {
        width: 100%;
        min-width: 0;
        height: 62px;
        border-radius: 12px;
        font-size: 17px;
    }

    .pmb-hero-btn-outline i {
        font-size: 24px;
    }

    .pmb-hero-visual {
        min-height: 410px;
    }

    .pmb-hero-img {
        width: 505px;
    }
}

@media (max-width: 575.98px) {
    .pmb-hero {
        padding-top: 42px;
    }

    .pmb-hero-label {
        font-size: 11.5px;
        padding: 8px 13px;
    }

    .pmb-hero-title {
        font-size: 32px;
    }

    .pmb-hero-desc {
        font-size: 15px;
    }

    .pmb-hero-visual {
        min-height: 335px;
    }

    .pmb-hero-img {
        width: 415px;
    }
}

/* ==============================
   PMB CTA
================================= */

.pmb-cta-section {
    position: relative;
    overflow: hidden;
    padding: 92px 0 42px;
    background: linear-gradient(135deg, #07195f 0%, #063fc3 48%, #061d67 100%);
    color: var(--pmb-white);
}

.pmb-cta-wrapper {
    position: relative;
    z-index: 2;
}

.pmb-cta-content {
    position: relative;
    z-index: 5;
    padding-top: 10px;
}

.pmb-cta-badge {
    display: inline-flex;
    align-items: center;
    gap: 13px;
    padding: 10px 22px;
    margin-bottom: 36px;
    border-radius: 999px;
    background: rgba(31, 103, 242, 0.88);
    color: var(--pmb-white);
    font-size: 16px;
    font-weight: 800;
    line-height: 1;
    box-shadow: 0 16px 38px rgba(0, 0, 0, 0.18);
}

.pmb-cta-badge i {
    font-size: 18px;
}

.pmb-cta-title {
    margin: 0;
    max-width: 780px;
    font-size: 58px;
    font-weight: 900;
    line-height: 1.09;
    letter-spacing: -1.5px;
    color: var(--pmb-white);
}

.pmb-cta-title span {
    color: var(--color2);
    white-space: nowrap;
}

.pmb-cta-text {
    max-width: 690px;
    margin: 24px 0 36px;
    font-size: 21px;
    font-weight: 400;
    line-height: 1.55;
    color: var(--pmb-text-soft);
}

.pmb-cta-points {
    display: flex;
    align-items: center;
    gap: 28px;
    margin-bottom: 50px;
}

.pmb-cta-point {
    position: relative;
    display: flex;
    align-items: center;
    gap: 16px;
    min-width: 190px;
}

.pmb-cta-point:not(:last-child)::after {
    content: "";
    position: absolute;
    right: -14px;
    top: 50%;
    width: 2px;
    height: 54px;
    transform: translateY(-50%);
    background: rgba(255, 255, 255, 0.16);
}

.pmb-point-icon {
    width: 52px;
    height: 52px;
    flex: 0 0 52px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(39, 112, 255, 0.92);
    color: var(--pmb-white);
    font-size: 23px;
    box-shadow: 0 14px 30px rgba(0, 0, 0, 0.18);
}

.pmb-cta-point strong,
.pmb-cta-point span {
    display: block;
}

.pmb-cta-point strong {
    font-size: 16px;
    font-weight: 800;
    line-height: 1.25;
    color: var(--pmb-white);
}

.pmb-cta-point span {
    margin-top: 3px;
    font-size: 16px;
    color: var(--pmb-text-soft);
}

.pmb-cta-buttons {
    display: flex;
    align-items: center;
    gap: 20px;
    margin-bottom: 56px;
}

.pmb-btn-primary,
.pmb-btn-outline {
    min-width: 260px;
    height: 82px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 22px;
    border-radius: 12px;
    font-size: 22px;
    font-weight: 900;
    text-decoration: none;
    transition: all 0.35s ease;
}

.pmb-btn-primary {
    background: var(--color2);
    color: #062761;
    box-shadow: 0 16px 35px rgba(251, 212, 5, 0.28);
}

.pmb-btn-primary i {
    font-size: 24px;
}

.pmb-btn-outline {
    border: 2px solid rgba(255, 255, 255, 0.72);
    color: var(--pmb-white);
    background: rgba(255, 255, 255, 0.03);
}

.pmb-btn-outline i {
    font-size: 28px;
}

.pmb-btn-primary:hover,
.pmb-btn-outline:hover {
    transform: translateY(-5px);
    text-decoration: none;
}

.pmb-btn-primary:hover {
    color: #062761;
    background: #ffe04a;
    box-shadow: 0 22px 45px rgba(251, 212, 5, 0.36);
}

.pmb-btn-outline:hover {
    color: var(--pmb-white);
    background: rgba(255, 255, 255, 0.12);
    border-color: var(--pmb-white);
}

.pmb-cta-visual {
    position: relative;
    min-height: 620px;
    z-index: 3;
}

.pmb-cta-img {
    position: absolute;
    right: -105px;
    bottom: -28px;
    width: 780px;
    max-width: none;
    height: auto;
    display: block;
    filter: drop-shadow(0 28px 45px rgba(0, 0, 0, 0.28));
    transition: transform 0.45s ease;
}

.pmb-cta-visual:hover .pmb-cta-img {
    transform: scale(1.025) translateY(-6px);
}

.pmb-cta-info-card {
    position: relative;
    z-index: 6;
    display: grid;
    grid-template-columns: 1fr auto 1fr auto 1fr;
    align-items: center;
    gap: 38px;
    margin-top: -18px;
    padding: 34px 48px;
    border: 1px solid var(--pmb-border);
    border-radius: 14px;
    background: rgba(16, 55, 145, 0.63);
    backdrop-filter: blur(18px);
    box-shadow: 0 22px 55px rgba(0, 0, 0, 0.22);
}

.pmb-info-item {
    display: flex;
    align-items: center;
    gap: 26px;
}

.pmb-info-icon {
    width: 76px;
    height: 76px;
    flex: 0 0 76px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 14px;
    background: rgba(39, 112, 255, 0.92);
    color: var(--pmb-white);
    font-size: 31px;
    box-shadow: 0 18px 35px rgba(0, 0, 0, 0.20);
}

.pmb-info-content h4 {
    margin: 0 0 8px;
    font-size: 19px;
    font-weight: 900;
    color: var(--pmb-white);
}

.pmb-info-content h5 {
    margin: 0 0 8px;
    font-size: 20px;
    font-weight: 900;
    color: var(--color2);
}

.pmb-info-content p {
    margin: 0 0 4px;
    font-size: 15.5px;
    line-height: 1.35;
    color: var(--pmb-text-soft);
}

.pmb-info-divider {
    width: 2px;
    height: 78px;
    background: rgba(255, 255, 255, 0.20);
}

/* Animation */
.fade-up {
    opacity: 0;
    animation: pmbFadeUp 0.85s ease forwards;
}

.delay-1 {
    animation-delay: 0.18s;
}

.delay-2 {
    animation-delay: 0.35s;
}

@keyframes pmbFadeUp {
    from {
        opacity: 0;
        transform: translateY(34px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@media (max-width: 1399.98px) {
    .pmb-cta-title {
        font-size: 52px;
    }

    .pmb-cta-img {
        right: -130px;
        width: 720px;
    }

    .pmb-cta-info-card {
        padding: 30px 38px;
        gap: 28px;
    }
}

@media (max-width: 1199.98px) {
    .pmb-cta-section {
        padding-top: 76px;
    }

    .pmb-cta-title {
        font-size: 46px;
    }

    .pmb-cta-text {
        font-size: 18px;
    }

    .pmb-cta-points {
        gap: 18px;
    }

    .pmb-cta-point {
        min-width: 160px;
        gap: 12px;
    }

    .pmb-cta-point strong,
    .pmb-cta-point span {
        font-size: 14px;
    }

    .pmb-btn-primary,
    .pmb-btn-outline {
        min-width: 220px;
        height: 70px;
        font-size: 19px;
    }

    .pmb-cta-img {
        width: 640px;
        right: -130px;
    }

    .pmb-cta-visual {
        min-height: 560px;
    }
}

@media (max-width: 991.98px) {
    .pmb-cta-section {
        padding: 62px 0 34px;
    }

    .pmb-cta-content {
        text-align: center;
        padding-top: 0;
    }

    .pmb-cta-badge {
        margin-bottom: 28px;
        font-size: 14px;
    }

    .pmb-cta-title {
        max-width: 720px;
        margin: 0 auto;
        font-size: 42px;
    }

    .pmb-cta-text {
        max-width: 680px;
        margin: 22px auto 32px;
        font-size: 17px;
    }

    .pmb-cta-points {
        justify-content: center;
        flex-wrap: wrap;
        margin-bottom: 34px;
    }

    .pmb-cta-point:not(:last-child)::after {
        display: none;
    }

    .pmb-cta-buttons {
        justify-content: center;
        margin-bottom: 20px;
    }

    .pmb-cta-visual {
        min-height: 500px;
        margin-top: 16px;
    }

    .pmb-cta-img {
        left: 50%;
        right: auto;
        bottom: -22px;
        width: 620px;
        transform: translateX(-50%);
    }

    .pmb-cta-visual:hover .pmb-cta-img {
        transform: translateX(-50%) scale(1.02) translateY(-4px);
    }

    .pmb-cta-info-card {
        grid-template-columns: 1fr;
        gap: 24px;
        margin-top: 0;
        padding: 28px;
    }

    .pmb-info-divider {
        width: 100%;
        height: 1px;
    }

    .pmb-info-item {
        justify-content: flex-start;
    }
}

@media (max-width: 767.98px) {
    .pmb-cta-section {
        padding: 44px 0 28px;
    }

    .pmb-cta-badge {
        gap: 9px;
        padding: 9px 15px;
        font-size: 12.5px;
    }

    .pmb-cta-title {
        font-size: 34px;
        line-height: 1.15;
        letter-spacing: -0.7px;
    }

    .pmb-cta-title span {
        white-space: normal;
    }

    .pmb-cta-text {
        margin-top: 18px;
        font-size: 15.5px;
        line-height: 1.6;
    }

    .pmb-cta-points {
        display: grid;
        grid-template-columns: 1fr;
        max-width: 350px;
        margin: 0 auto 30px;
        gap: 14px;
    }

    .pmb-cta-point {
        min-width: 0;
        padding: 13px 15px;
        border-radius: 14px;
        background: rgba(255, 255, 255, 0.08);
        text-align: left;
    }

    .pmb-point-icon {
        width: 44px;
        height: 44px;
        flex-basis: 44px;
        font-size: 18px;
    }

    .pmb-cta-buttons {
        flex-direction: column;
        gap: 14px;
    }

    .pmb-btn-primary,
    .pmb-btn-outline {
        width: 100%;
        min-width: 0;
        height: 62px;
        font-size: 17px;
        border-radius: 11px;
    }

    .pmb-cta-visual {
        min-height: 390px;
        margin-top: 6px;
    }

    .pmb-cta-img {
        width: 480px;
        bottom: -16px;
    }

    .pmb-cta-info-card {
        padding: 22px 18px;
        border-radius: 16px;
    }

    .pmb-info-item {
        gap: 16px;
    }

    .pmb-info-icon {
        width: 58px;
        height: 58px;
        flex-basis: 58px;
        border-radius: 13px;
        font-size: 24px;
    }

    .pmb-info-content h4 {
        font-size: 17px;
    }

    .pmb-info-content h5 {
        font-size: 18px;
    }

    .pmb-info-content p {
        font-size: 14px;
    }
}

@media (max-width: 575.98px) {
    .pmb-cta-section {
        padding-top: 36px;
    }

    .pmb-cta-title {
        font-size: 29px;
    }

    .pmb-cta-text {
        font-size: 14.5px;
    }

    .pmb-cta-visual {
        min-height: 330px;
    }

    .pmb-cta-img {
        width: 410px;
    }

    .pmb-info-item {
        align-items: flex-start;
    }
}

/* ==============================
   PMB FLOW
================================= */
.pmb-flow-section {
    position: relative;
    overflow: hidden;
    padding: 20px 0;
    background: linear-gradient(135deg, #EEF5FF 0%, #FFFFFF 45%, #EEF6FF 100%);
}

.pmb-flow-box {
    position: relative;
    overflow: hidden;
    padding: 48px 54px 44px;
    border-radius: 24px;
    background: linear-gradient(135deg, #FFFFFF 0%, #FBFDFF 48%, #F4F9FF 100%);
    box-shadow: 0 24px 58px rgba(31, 59, 93, 0.10);
}

.pmb-flow-header {
    max-width: 840px;
    margin: 0 auto 58px;
    text-align: center;
}

.pmb-flow-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 270px;
    min-height: 40px;
    padding: 8px 30px;
    margin-bottom: 22px;
    border-radius: 999px;
    background: linear-gradient(135deg, rgba(8, 98, 244, 0.13), rgba(8, 98, 244, 0.06));
    color: var(--pmb-primary);
    font-size: 17px;
    font-weight: 900;
    line-height: 1;
    text-transform: uppercase;
}

.pmb-flow-header h2 {
    margin: 0;
    color: var(--pmb-primary-dark);
    font-size: 46px;
    font-weight: 900;
    line-height: 1.13;
    letter-spacing: -1.2px;
}

.pmb-flow-header h2 span {
    display: block;
    color: var(--pmb-primary);
}

.pmb-flow-header p {
    max-width: 640px;
    margin: 22px auto 0;
    color: var(--pmb-muted);
    font-size: 20px;
    line-height: 1.45;
}

.pmb-flow-list {
    display: grid;
    grid-template-columns: 1fr 74px 1fr 74px 1fr 74px 1fr;
    align-items: center;
}

.pmb-flow-item {
    position: relative;
    min-height: 420px;
    padding: 0 28px 36px;
    border: 1px solid var(--pmb-border);
    border-radius: 22px;
    background: rgba(255, 255, 255, 0.96);
    text-align: center;
    box-shadow: 0 18px 44px rgba(31, 59, 93, 0.075);
    transition: all 0.35s ease;
}

.pmb-flow-item:hover {
    transform: translateY(-10px);
    box-shadow: 0 28px 58px rgba(31, 59, 93, 0.13);
}

.pmb-flow-number {
    position: relative;
    z-index: 4;
    width: 48px;
    height: 48px;
    margin: -24px auto 0;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--pmb-primary);
    color: var(--pmb-white);
    font-size: 22px;
    font-weight: 900;
    box-shadow: 0 12px 24px rgba(8, 98, 244, 0.30);
}

.pmb-flow-icon {
    position: relative;
    width: 172px;
    height: 172px;
    margin: -4px auto 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--pmb-white);
    font-size: 64px;
    box-shadow:
        inset 0 -6px 0 currentColor,
        0 14px 32px rgba(31, 59, 93, 0.10);
}

.pmb-flow-icon::before {
    content: "";
    position: absolute;
    inset: 10px;
    border-radius: 50%;
    border: 1px solid rgba(31, 59, 93, 0.06);
}

.pmb-flow-icon i {
    position: relative;
    z-index: 2;
}

.pmb-flow-icon-blue,
.pmb-flow-item:nth-of-type(1) h3 span,
.pmb-flow-item:nth-of-type(1) .pmb-flow-small-line {
    color: var(--pmb-primary);
}

.pmb-flow-icon-yellow,
.pmb-flow-item:nth-of-type(2) h3 span,
.pmb-flow-item:nth-of-type(2) .pmb-flow-small-line {
    color: var(--pmb-yellow);
}

.pmb-flow-icon-teal,
.pmb-flow-item:nth-of-type(3) h3 span,
.pmb-flow-item:nth-of-type(3) .pmb-flow-small-line {
    color: var(--pmb-teal);
}

.pmb-flow-icon-purple,
.pmb-flow-item:nth-of-type(4) h3 span,
.pmb-flow-item:nth-of-type(4) .pmb-flow-small-line {
    color: var(--pmb-purple);
}

.pmb-flow-item h3 {
    min-height: 68px;
    margin: 0;
    color: var(--pmb-primary-dark);
    font-size: 22px;
    font-weight: 900;
    line-height: 1.24;
}

.pmb-flow-item h3 span {
    display: block;
    font-size: 19px;
}

.pmb-flow-small-line {
    width: 54px;
    height: 4px;
    margin: 20px auto 24px;
    border-radius: 999px;
    background: currentColor;
}

.pmb-flow-item p {
    max-width: 270px;
    margin: 0 auto;
    color: var(--pmb-muted);
    font-size: 14px;
    line-height: 1.55;
}

.pmb-flow-arrow {
    position: relative;
    height: 2px;
    margin: -42px -9px 0;
    border-top: 2px dashed rgba(8, 98, 244, 0.36);
    color: var(--pmb-primary);
}

.pmb-flow-arrow i {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    font-size: 34px;
    color: var(--pmb-primary);
}

/* =========================================================
   ANIMATION
========================================================= */
.fade-up {
    opacity: 0;
    animation: pmbFadeUp 0.85s ease forwards;
}

.delay-1 {
    animation-delay: 0.12s;
}

.delay-2 {
    animation-delay: 0.24s;
}

.delay-3 {
    animation-delay: 0.36s;
}

.delay-4 {
    animation-delay: 0.48s;
}

@keyframes pmbFadeUp {
    from {
        opacity: 0;
        transform: translateY(34px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* =========================================================
   RESPONSIVE
========================================================= */
@media (max-width: 1399.98px) {
    .pmb-flow-box {
        padding: 46px 42px 42px;
    }

    .pmb-flow-header h2 {
        font-size: 41px;
    }

    .pmb-flow-list {
        grid-template-columns: 1fr 56px 1fr 56px 1fr 56px 1fr;
    }

    .pmb-flow-item {
        padding-left: 22px;
        padding-right: 22px;
    }

    .pmb-flow-icon {
        width: 150px;
        height: 150px;
        font-size: 56px;
    }
}

@media (max-width: 1199.98px) {
    .pmb-flow-box {
        padding: 44px 30px 38px;
    }

    .pmb-flow-list {
        grid-template-columns: repeat(2, 1fr);
        gap: 34px;
    }

    .pmb-flow-arrow {
        display: none;
    }

    .pmb-flow-item {
        min-height: 390px;
    }
}

@media (max-width: 991.98px) {
    .pmb-flow-section {
        padding: 18px 0;
    }

    .pmb-flow-box {
        padding: 40px 24px 34px;
        border-radius: 22px;
    }

    .pmb-flow-header {
        margin-bottom: 48px;
    }

    .pmb-flow-header h2 {
        font-size: 34px;
    }

    .pmb-flow-header p {
        font-size: 17px;
    }
}

@media (max-width: 767.98px) {
    .pmb-flow-box {
        padding: 34px 18px 28px;
    }

    .pmb-flow-badge {
        min-width: 0;
        min-height: 36px;
        padding: 8px 20px;
        margin-bottom: 20px;
        font-size: 13px;
    }

    .pmb-flow-header {
        margin-bottom: 42px;
    }

    .pmb-flow-header h2 {
        font-size: 28px;
        line-height: 1.2;
        letter-spacing: -0.5px;
    }

    .pmb-flow-header p {
        margin-top: 16px;
        font-size: 15.5px;
    }

    .pmb-flow-list {
        grid-template-columns: 1fr;
        gap: 34px;
    }

    .pmb-flow-item {
        min-height: auto;
        padding: 0 20px 30px;
    }

    .pmb-flow-icon {
        width: 142px;
        height: 142px;
        margin-bottom: 26px;
        font-size: 52px;
    }

    .pmb-flow-item h3 {
        min-height: auto;
        font-size: 21px;
    }

    .pmb-flow-item h3 span {
        font-size: 18px;
    }

    .pmb-flow-item p {
        max-width: 310px;
        font-size: 15px;
    }
}

@media (max-width: 575.98px) {
    .pmb-flow-section {
        padding: 14px 0;
    }

    .pmb-flow-box {
        padding: 30px 14px 24px;
        border-radius: 18px;
    }

    .pmb-flow-header h2 {
        font-size: 25px;
    }

    .pmb-flow-header p {
        font-size: 14.5px;
    }

    .pmb-flow-icon {
        width: 128px;
        height: 128px;
        font-size: 47px;
    }
}

/* =========================================================
   PMB FLOW EXTRA ANIMATION
========================================================= */
.pmb-flow-badge {
    animation: pmbBadgeFloat 3.8s ease-in-out infinite;
}

.pmb-flow-icon {
    transition: all 0.45s ease;
}

.pmb-flow-icon i {
    transition: all 0.45s ease;
}

.pmb-flow-item:hover .pmb-flow-icon {
    transform: translateY(-8px) scale(1.045);
    box-shadow:
        inset 0 -6px 0 currentColor,
        0 22px 44px rgba(31, 59, 93, 0.16);
}

.pmb-flow-item:hover .pmb-flow-icon i {
    transform: scale(1.08) rotate(-4deg);
}

.pmb-flow-number {
    animation: pmbNumberPulse 2.8s ease-in-out infinite;
}

.pmb-flow-item:hover .pmb-flow-number {
    animation-play-state: paused;
    transform: scale(1.08);
}

.pmb-flow-arrow {
    animation: pmbArrowFade 2.6s ease-in-out infinite;
}

.pmb-flow-arrow i {
    animation: pmbArrowMove 1.8s ease-in-out infinite;
}

.pmb-flow-small-line {
    transition: width 0.35s ease;
}

.pmb-flow-item:hover .pmb-flow-small-line {
    width: 76px;
}

@keyframes pmbBadgeFloat {
    0%, 100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-5px);
    }
}

@keyframes pmbNumberPulse {
    0%, 100% {
        box-shadow: 0 12px 24px rgba(8, 98, 244, 0.30);
    }

    50% {
        box-shadow: 0 12px 30px rgba(8, 98, 244, 0.50);
    }
}

@keyframes pmbArrowMove {
    0%, 100% {
        transform: translate(-55%, -50%);
    }

    50% {
        transform: translate(-42%, -50%);
    }
}

@keyframes pmbArrowFade {
    0%, 100% {
        opacity: 0.65;
    }

    50% {
        opacity: 1;
    }
}

/* =========================================================
   PMB REQUIREMENT SECTION
========================================================= */
.pmb-req-section {
    position: relative;
    overflow: hidden;
    padding: 78px 0 70px;
    background: linear-gradient(135deg, #eef5ff 0%, #ffffff 45%, #eef6ff 100%);
}

.pmb-req-header {
    max-width: 980px;
    margin: 0 auto 28px;
    text-align: center;
}

.pmb-req-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 38px;
    padding: 8px 28px;
    margin-bottom: 18px;
    border-radius: 999px;
    background: linear-gradient(135deg, rgba(8, 98, 244, 0.13), rgba(8, 98, 244, 0.06));
    color: var(--pmb-primary);
    font-size: 17px;
    font-weight: 900;
    line-height: 1;
    text-transform: uppercase;
}

.pmb-req-header h2 {
    margin: 0;
    color: var(--pmb-primary-dark);
    font-size: 43px;
    font-weight: 900;
    line-height: 1.15;
    letter-spacing: -1px;
}

.pmb-req-header h2 span {
    display: block;
    color: var(--pmb-primary);
}

.pmb-req-header p {
    max-width: 980px;
    margin: 16px auto 0;
    color: var(--pmb-muted);
    font-size: 18px;
    font-weight: 500;
    line-height: 1.45;
}

.pmb-req-card {
    height: 100%;
    padding: 24px 24px 24px;
    border: 1px solid var(--pmb-border);
    border-radius: 18px;
    background: rgba(255, 255, 255, 0.96);
    box-shadow: 0 18px 45px rgba(31, 59, 93, 0.09);
    transition: all 0.35s ease;
}

.pmb-req-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 28px 58px rgba(31, 59, 93, 0.14);
}

.pmb-req-card-head {
    display: flex;
    align-items: center;
    gap: 18px;
    margin-bottom: 28px;
}

.pmb-req-flag {
    width: 68px;
    height: 68px;
    flex: 0 0 68px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    background: var(--pmb-primary);
    color: var(--pmb-white);
    box-shadow: 0 14px 26px rgba(8, 98, 244, 0.22);
    transition: all 0.35s ease;
}

.pmb-req-card:hover .pmb-req-flag {
    transform: scale(1.05) rotate(-2deg);
}

.pmb-req-flag-id span {
    width: 48px;
    height: 34px;
    border-radius: 4px;
    background: linear-gradient(to bottom, #ff0000 0%, #ff0000 50%, #ffffff 50%, #ffffff 100%);
    box-shadow: 0 0 0 1px rgba(255, 255, 255, 0.65);
}

.pmb-req-flag-int i {
    font-size: 42px;
}

.pmb-req-card-head h3 {
    margin: 0;
    color: var(--pmb-primary-dark);
    font-size: 27px;
    font-weight: 900;
    line-height: 1.1;
}

.pmb-req-card-head p {
    margin: 5px 0 9px;
    color: var(--pmb-muted);
    font-size: 15px;
    font-weight: 500;
    line-height: 1.2;
}

.pmb-req-head-line {
    width: 50px;
    height: 3px;
    border-radius: 999px;
    background: var(--pmb-primary);
}

.pmb-req-content {
    display: grid;
    grid-template-columns: 1fr 1px 1.15fr;
    gap: 24px;
}

.pmb-req-col h4 {
    margin: 0 0 14px;
    color: var(--pmb-primary);
    font-size: 19px;
    font-weight: 900;
    line-height: 1.2;
}

.pmb-req-small-text {
    margin: -7px 0 14px;
    color: var(--pmb-muted);
    font-size: 14px;
    font-weight: 500;
}

.pmb-req-divider {
    width: 1px;
    min-height: 100%;
    background: rgba(8, 98, 244, 0.16);
}

.pmb-req-check-list {
    display: grid;
    gap: 30px;
    margin: 26px 0 0;
    padding: 0;
    list-style: none;
}

.pmb-req-check-list li {
    display: grid;
    grid-template-columns: 24px 1fr;
    gap: 14px;
    color: var(--pmb-text);
    font-size: 15.5px;
    font-weight: 500;
    line-height: 1.5;
}

.pmb-req-check-list i {
    width: 22px;
    height: 22px;
    margin-top: 2px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--pmb-primary);
    color: var(--pmb-white);
    font-size: 12px;
    box-shadow: 0 8px 16px rgba(8, 98, 244, 0.22);
}

.pmb-req-doc-list {
    display: grid;
    gap: 8px;
}

.pmb-req-doc {
    display: grid;
    grid-template-columns: 52px 1fr;
    align-items: center;
    gap: 14px;
    min-height: 60px;
    padding: 8px 14px 8px 10px;
    border-radius: 10px;
    background: linear-gradient(135deg, #f4f8ff 0%, #ffffff 100%);
    box-shadow: inset 0 0 0 1px rgba(8, 98, 244, 0.035);
    transition: all 0.35s ease;
}

.pmb-req-doc:hover {
    transform: translateX(6px);
    background: linear-gradient(135deg, #edf5ff 0%, #ffffff 100%);
}

.pmb-req-doc-icon {
    width: 46px;
    height: 46px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 7px;
    background: rgba(8, 98, 244, 0.10);
    color: var(--pmb-primary);
    font-size: 22px;
    box-shadow: inset 0 0 0 1px rgba(8, 98, 244, 0.16);
}

.pmb-req-doc strong {
    display: block;
    color: var(--pmb-primary-dark);
    font-size: 14.5px;
    font-weight: 900;
    line-height: 1.25;
}

.pmb-req-doc strong span {
    display: block;
    margin-top: 3px;
    color: var(--pmb-muted);
    font-size: 13px;
    font-weight: 500;
}

.pmb-req-doc strong b {
    color: var(--pmb-primary);
    font-weight: 800;
}

.pmb-req-note {
    display: grid;
    grid-template-columns: 34px 1fr;
    align-items: center;
    gap: 14px;
    margin-top: 24px;
    padding: 17px 20px;
    border-radius: 10px;
    background: linear-gradient(135deg, #edf5ff 0%, #f8fbff 100%);
}

.pmb-req-note i,
.pmb-req-alert i {
    width: 30px;
    height: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--pmb-primary);
    color: var(--pmb-white);
    font-size: 17px;
}

.pmb-req-note p {
    margin: 0;
    color: var(--pmb-primary);
    font-size: 14px;
    font-weight: 500;
    line-height: 1.45;
}

.pmb-req-alert {
    max-width: 1110px;
    display: grid;
    grid-template-columns: 34px 1fr;
    align-items: center;
    gap: 16px;
    margin: 24px auto 0;
    padding: 16px 28px;
    border-radius: 9px;
    background: var(--pmb-primary);
    color: var(--pmb-white);
    box-shadow: 0 18px 36px rgba(8, 98, 244, 0.20);
}

.pmb-req-alert p {
    margin: 0;
    color: var(--pmb-white);
    font-size: 15px;
    font-weight: 500;
    line-height: 1.45;
}

.pmb-req-alert strong {
    font-weight: 900;
}

/* Animation */
.pmb-req-badge {
    animation: pmbBadgeFloat 3.8s ease-in-out infinite;
}

.pmb-req-doc-icon {
    transition: all 0.35s ease;
}

.pmb-req-doc:hover .pmb-req-doc-icon {
    transform: scale(1.08) rotate(-3deg);
}

.pmb-req-check-list li {
    transition: all 0.35s ease;
}

.pmb-req-check-list li:hover {
    transform: translateX(5px);
}

.pmb-req-check-list li:hover i {
    box-shadow: 0 10px 22px rgba(8, 98, 244, 0.34);
}

@media (max-width: 1399.98px) {
    .pmb-req-card-head h3 {
        font-size: 24px;
    }

    .pmb-req-content {
        gap: 20px;
    }

    .pmb-req-card {
        padding: 22px;
    }

    .pmb-req-doc strong {
        font-size: 13.5px;
    }
}

@media (max-width: 1199.98px) {
    .pmb-req-content {
        grid-template-columns: 1fr;
        gap: 22px;
    }

    .pmb-req-divider {
        width: 100%;
        height: 1px;
        min-height: 1px;
    }

    .pmb-req-check-list {
        gap: 18px;
        margin-top: 18px;
    }
}

@media (max-width: 991.98px) {
    .pmb-req-section {
        padding: 64px 0 58px;
    }

    .pmb-req-header h2 {
        font-size: 35px;
    }

    .pmb-req-header p {
        font-size: 16px;
    }
}

@media (max-width: 767.98px) {
    .pmb-req-section {
        padding: 52px 0 46px;
    }

    .pmb-req-badge {
        min-height: 34px;
        padding: 8px 20px;
        font-size: 13px;
    }

    .pmb-req-header {
        margin-bottom: 24px;
    }

    .pmb-req-header h2 {
        font-size: 28px;
        line-height: 1.22;
    }

    .pmb-req-card {
        padding: 18px;
        border-radius: 16px;
    }

    .pmb-req-card-head {
        gap: 14px;
        margin-bottom: 24px;
    }

    .pmb-req-flag {
        width: 58px;
        height: 58px;
        flex-basis: 58px;
    }

    .pmb-req-flag-id span {
        width: 40px;
        height: 28px;
    }

    .pmb-req-flag-int i {
        font-size: 34px;
    }

    .pmb-req-card-head h3 {
        font-size: 22px;
    }

    .pmb-req-doc {
        grid-template-columns: 46px 1fr;
        gap: 12px;
        min-height: 58px;
    }

    .pmb-req-doc-icon {
        width: 42px;
        height: 42px;
        font-size: 19px;
    }

    .pmb-req-note,
    .pmb-req-alert {
        align-items: flex-start;
        padding: 16px;
    }
}

@media (max-width: 575.98px) {
    .pmb-req-header h2 {
        font-size: 25px;
    }

    .pmb-req-header p {
        font-size: 14.5px;
    }

    .pmb-req-card-head h3 {
        font-size: 20px;
    }

    .pmb-req-col h4 {
        font-size: 18px;
    }

    .pmb-req-alert p {
        font-size: 14px;
    }
}

/* =========================================================
   PMB COST SECTION
========================================================= */
.pmb-cost-section {
    position: relative;
    overflow: hidden;
    padding: 0 0 26px;
    background: linear-gradient(135deg, #eef5ff 0%, #ffffff 45%, #eef6ff 100%);
}

.pmb-cost-hero {
    position: relative;
    padding: 20px 0 82px;
    background: linear-gradient(135deg, #07195f 0%, #0754e7 58%, #096aff 100%);
    color: var(--pmb-white);
}

.pmb-cost-header {
    max-width: 940px;
    margin: 0 auto;
    text-align: center;
}

.pmb-cost-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 42px;
    padding: 8px 28px;
    margin-bottom: 12px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.13);
    color: var(--pmb-white);
    font-size: 22px;
    font-weight: 900;
    line-height: 1;
    text-transform: uppercase;
}

.pmb-cost-header h2 {
    margin: 0;
    color: var(--pmb-white);
    font-size: 56px;
    font-weight: 900;
    line-height: 1.08;
    letter-spacing: -1.4px;
}

.pmb-cost-header p {
    margin: 8px 0 18px;
    color: rgba(255, 255, 255, 0.86);
    font-size: 26px;
    font-weight: 500;
    line-height: 1.2;
}

.pmb-cost-audience {
    display: inline-flex;
    align-items: center;
    gap: 16px;
    min-height: 50px;
    padding: 8px 28px;
    border-radius: 999px;
    background: rgba(2, 32, 125, 0.72);
    color: var(--pmb-white);
    font-size: 25px;
    font-weight: 900;
    line-height: 1;
}

.pmb-cost-flag-id {
    width: 44px;
    height: 30px;
    display: inline-block;
    border-radius: 4px;
    background: linear-gradient(to bottom, #ff0000 0%, #ff0000 50%, #ffffff 50%, #ffffff 100%);
    box-shadow: 0 0 0 1px rgba(255, 255, 255, 0.65);
}

.pmb-cost-body {
    position: relative;
    z-index: 4;
    margin-top: -68px;
}

.pmb-cost-notice {
    max-width: 1080px;
    min-height: 48px;
    margin: 0 auto 14px;
    padding: 10px 28px;
    display: grid;
    grid-template-columns: 32px 1fr;
    align-items: center;
    gap: 16px;
    border-radius: 10px;
    background: rgba(232, 241, 255, 0.96);
    color: var(--pmb-primary);
    box-shadow: 0 12px 30px rgba(31, 59, 93, 0.08);
}

.pmb-cost-notice i,
.pmb-cost-bottom-info i {
    width: 30px;
    height: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--pmb-primary);
    color: var(--pmb-white);
    font-size: 17px;
}

.pmb-cost-notice p {
    margin: 0;
    color: var(--pmb-primary);
    font-size: 18px;
    font-weight: 800;
    line-height: 1.35;
}

.pmb-cost-card {
    height: 100%;
    border: 1px solid var(--pmb-border);
    border-radius: 17px;
    background: rgba(255, 255, 255, 0.97);
    box-shadow: 0 18px 44px rgba(31, 59, 93, 0.09);
    transition: all 0.35s ease;
}

.pmb-cost-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 28px 58px rgba(31, 59, 93, 0.14);
}

.pmb-cost-main-card {
    padding: 30px 36px;
}

.pmb-cost-main-icon {
    width: 66px;
    height: 66px;
    margin-bottom: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--pmb-primary);
    color: var(--pmb-white);
    font-size: 32px;
    box-shadow: 0 16px 30px rgba(8, 98, 244, 0.24);
}

.pmb-cost-main-card h3 {
    margin: 0 0 34px;
    color: var(--pmb-primary-dark);
    font-size: 27px;
    font-weight: 900;
    line-height: 1.28;
}

.pmb-cost-main-card h4 {
    margin: 0 0 12px;
    color: var(--pmb-primary);
    font-size: 30px;
    font-weight: 900;
    line-height: 1;
    letter-spacing: -0.8px;
}

.pmb-cost-main-card p {
    max-width: 260px;
    margin: 0;
    color: var(--pmb-text);
    font-size: 15px;
    line-height: 1.45;
}

.pmb-cost-card-line {
    width: 100%;
    height: 2px;
    margin-top: 24px;
    background: rgba(8, 98, 244, 0.15);
}

.pmb-cost-scheme-card {
    padding: 30px 36px;
}

.pmb-cost-scheme-card > h3 {
    margin: 0 0 28px;
    color: var(--pmb-primary-dark);
    font-size: 28px;
    font-weight: 900;
    line-height: 1.2;
}

.pmb-cost-scheme {
    display: grid;
    grid-template-columns: 1.05fr 74px 0.95fr;
    align-items: center;
    gap: 24px;
}

.pmb-cost-scheme-title {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 22px;
    color: var(--pmb-primary-dark);
    font-size: 18px;
    font-weight: 900;
    line-height: 1.2;
}

.pmb-cost-scheme-title span {
    width: 34px;
    height: 34px;
    flex: 0 0 34px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--pmb-primary);
    color: var(--pmb-white);
    font-size: 18px;
    box-shadow: 0 10px 20px rgba(8, 98, 244, 0.25);
}

.pmb-cost-row {
    min-height: 66px;
    padding: 14px 26px 14px 20px;
    margin-bottom: 14px;
    display: grid;
    grid-template-columns: 1fr auto;
    align-items: center;
    gap: 20px;
    border-radius: 11px;
    background: linear-gradient(135deg, #edf5ff 0%, #f9fbff 100%);
}

.pmb-cost-row-left {
    display: flex;
    align-items: center;
    gap: 18px;
    color: var(--pmb-text);
    font-size: 18px;
    font-weight: 500;
}

.pmb-cost-row-left i {
    color: var(--pmb-primary);
    font-size: 31px;
}

.pmb-cost-row strong {
    color: var(--pmb-primary);
    font-size: 18px;
    font-weight: 900;
    white-space: nowrap;
}

.pmb-cost-or {
    position: relative;
    width: 68px;
    height: 68px;
    margin: 28px auto 0;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--pmb-white);
    color: var(--pmb-primary);
    font-size: 15px;
    font-weight: 900;
    text-transform: uppercase;
    box-shadow: 0 12px 30px rgba(31, 59, 93, 0.16);
}

.pmb-cost-or::before,
.pmb-cost-or::after {
    content: "";
    position: absolute;
    left: 50%;
    width: 2px;
    height: 72px;
    border-left: 2px dashed rgba(8, 98, 244, 0.24);
    transform: translateX(-50%);
}

.pmb-cost-or::before {
    bottom: 100%;
}

.pmb-cost-or::after {
    top: 100%;
}

.pmb-cost-installment-box {
    min-height: 156px;
    display: grid;
    grid-template-columns: 82px 1fr;
    align-items: center;
    gap: 24px;
    padding: 28px 30px;
    border-radius: 12px;
    background: linear-gradient(135deg, #e9faf5 0%, #f4fcfa 100%);
}

.pmb-cost-wallet {
    width: 74px;
    height: 74px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(18, 169, 158, 0.10);
    color: var(--pmb-teal);
    font-size: 34px;
    box-shadow: inset 0 0 0 2px rgba(18, 169, 158, 0.12);
}

.pmb-cost-installment-box h4 {
    margin: 0 0 10px;
    color: var(--pmb-teal);
    font-size: 26px;
    font-weight: 900;
    line-height: 1.1;
}

.pmb-cost-installment-box p {
    margin: 0 0 5px;
    color: var(--pmb-primary-dark);
    font-size: 15px;
    line-height: 1.2;
}

.pmb-cost-include-card {
    padding: 24px 34px 22px;
}

.pmb-cost-include-title {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 18px;
}

.pmb-cost-include-title i {
    width: 34px;
    height: 34px;
    flex: 0 0 34px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--pmb-teal);
    color: var(--pmb-white);
    font-size: 18px;
}

.pmb-cost-include-title h3 {
    margin: 0;
    color: var(--pmb-primary-dark);
    font-size: 22px;
    font-weight: 900;
}

.pmb-cost-include-list {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    align-items: stretch;
}

.pmb-cost-include-item {
    min-height: 124px;
    padding: 8px 14px;
    text-align: center;
    border-right: 1px solid rgba(8, 98, 244, 0.16);
    transition: all 0.35s ease;
}

.pmb-cost-include-item:last-child {
    border-right: 0;
}

.pmb-cost-include-item:hover {
    transform: translateY(-6px);
}

.pmb-cost-include-item div {
    width: 58px;
    height: 58px;
    margin: 0 auto 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: #edf5ff;
    color: var(--pmb-primary);
    font-size: 30px;
}

.pmb-cost-include-item p {
    margin: 0;
    color: var(--pmb-primary-dark);
    font-size: 14px;
    font-weight: 800;
    line-height: 1.3;
}

.pmb-cost-include-item span {
    display: block;
    margin-top: 4px;
    font-weight: 600;
}

.pmb-cost-extra-note {
    width: max-content;
    max-width: 100%;
    margin: 16px auto 0;
    padding: 8px 28px;
    border-radius: 999px;
    background: #edf5ff;
    color: var(--pmb-primary-dark);
    font-size: 15px;
    font-weight: 900;
}

.pmb-cost-foreign-card {
    padding: 12px 30px 20px;
    text-align: center;
}

.pmb-cost-foreign-badge {
    width: max-content;
    max-width: 100%;
    min-height: 38px;
    margin: 0 auto 18px;
    padding: 8px 26px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    border-radius: 9px;
    background: var(--pmb-purple);
    color: var(--pmb-white);
    font-size: 17px;
    font-weight: 900;
}

.pmb-cost-phone-icon {
    width: 62px;
    height: 62px;
    margin: 0 auto 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(114, 86, 232, 0.14);
    color: var(--pmb-purple);
    font-size: 28px;
}

.pmb-cost-foreign-card h3 {
    max-width: 270px;
    margin: 0 auto 8px;
    color: var(--pmb-purple);
    font-size: 20px;
    font-weight: 900;
    line-height: 1.18;
}

.pmb-cost-foreign-card p {
    max-width: 270px;
    margin: 0 auto 14px;
    color: var(--pmb-primary-dark);
    font-size: 15px;
    font-weight: 500;
    line-height: 1.35;
}

.pmb-cost-call-btn {
    width: 100%;
    min-height: 43px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 13px;
    border-radius: 8px;
    background: var(--pmb-purple);
    color: var(--pmb-white);
    font-size: 18px;
    font-weight: 900;
    text-decoration: none;
    transition: all 0.35s ease;
}

.pmb-cost-call-btn:hover {
    transform: translateY(-4px);
    color: var(--pmb-white);
    background: #5f3fe0;
    text-decoration: none;
    box-shadow: 0 16px 34px rgba(114, 86, 232, 0.28);
}

.pmb-cost-bottom-info {
    display: grid;
    grid-template-columns: 32px 1fr;
    align-items: center;
    gap: 16px;
    margin-top: 12px;
    padding: 12px 28px;
    border-radius: 9px;
    background: rgba(232, 241, 255, 0.96);
}

.pmb-cost-bottom-info p {
    margin: 0;
    color: var(--pmb-text);
    font-size: 15px;
    font-weight: 500;
    line-height: 1.35;
}

/* Animation */
.pmb-cost-badge,
.pmb-cost-audience {
    animation: pmbBadgeFloat 3.8s ease-in-out infinite;
}

.pmb-cost-main-icon,
.pmb-cost-phone-icon,
.pmb-cost-wallet {
    transition: all 0.35s ease;
}

.pmb-cost-card:hover .pmb-cost-main-icon,
.pmb-cost-card:hover .pmb-cost-phone-icon,
.pmb-cost-card:hover .pmb-cost-wallet {
    transform: scale(1.08) rotate(-4deg);
}

.pmb-cost-row,
.pmb-cost-include-item div {
    transition: all 0.35s ease;
}

.pmb-cost-row:hover {
    transform: translateX(6px);
}

.pmb-cost-include-item:hover div {
    transform: scale(1.08);
    box-shadow: 0 14px 26px rgba(8, 98, 244, 0.16);
}

/* Responsive */
@media (max-width: 1399.98px) {
    .pmb-cost-header h2 {
        font-size: 50px;
    }

    .pmb-cost-main-card,
    .pmb-cost-scheme-card {
        padding: 28px;
    }

    .pmb-cost-main-card h4 {
        font-size: 34px;
    }

    .pmb-cost-scheme {
        grid-template-columns: 1fr 64px 0.95fr;
        gap: 18px;
    }
}

@media (max-width: 1199.98px) {
    .pmb-cost-header h2 {
        font-size: 44px;
    }

    .pmb-cost-scheme {
        grid-template-columns: 1fr;
        gap: 22px;
    }

    .pmb-cost-or {
        margin: 0 auto;
    }

    .pmb-cost-or::before,
    .pmb-cost-or::after {
        display: none;
    }

    .pmb-cost-include-list {
        grid-template-columns: repeat(3, 1fr);
        gap: 18px 0;
    }

    .pmb-cost-include-item:nth-child(3) {
        border-right: 0;
    }
}

@media (max-width: 991.98px) {
    .pmb-cost-hero {
        padding: 42px 0 92px;
    }

    .pmb-cost-header h2 {
        font-size: 38px;
    }

    .pmb-cost-header p {
        font-size: 21px;
    }

    .pmb-cost-audience {
        font-size: 20px;
    }

    .pmb-cost-main-card h3,
    .pmb-cost-scheme-card > h3 {
        font-size: 24px;
    }
}

@media (max-width: 767.98px) {
    .pmb-cost-hero {
        padding: 36px 0 86px;
    }

    .pmb-cost-badge {
        min-height: 34px;
        padding: 8px 20px;
        font-size: 14px;
    }

    .pmb-cost-header h2 {
        font-size: 31px;
        line-height: 1.15;
    }

    .pmb-cost-header p {
        font-size: 17px;
    }

    .pmb-cost-audience {
        min-height: 44px;
        padding: 8px 18px;
        font-size: 16px;
    }

    .pmb-cost-flag-id {
        width: 36px;
        height: 24px;
    }

    .pmb-cost-notice {
        align-items: flex-start;
        padding: 14px 16px;
    }

    .pmb-cost-notice p {
        font-size: 15px;
    }

    .pmb-cost-main-card,
    .pmb-cost-scheme-card,
    .pmb-cost-include-card,
    .pmb-cost-foreign-card {
        padding: 22px 18px;
    }

    .pmb-cost-main-card h4 {
        font-size: 30px;
    }

    .pmb-cost-row {
        grid-template-columns: 1fr;
        gap: 8px;
    }

    .pmb-cost-installment-box {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .pmb-cost-wallet {
        margin: 0 auto;
    }

    .pmb-cost-include-list {
        grid-template-columns: repeat(2, 1fr);
    }

    .pmb-cost-include-item:nth-child(2),
    .pmb-cost-include-item:nth-child(4) {
        border-right: 0;
    }

    .pmb-cost-include-item:nth-child(3) {
        border-right: 1px solid rgba(8, 98, 244, 0.16);
    }

    .pmb-cost-bottom-info {
        align-items: flex-start;
        padding: 14px 16px;
    }
}

@media (max-width: 575.98px) {
    .pmb-cost-header h2 {
        font-size: 27px;
    }

    .pmb-cost-audience {
        font-size: 14px;
        gap: 10px;
    }

    .pmb-cost-main-card h4 {
        font-size: 27px;
    }

    .pmb-cost-include-list {
        grid-template-columns: 1fr;
    }

    .pmb-cost-include-item,
    .pmb-cost-include-item:nth-child(3) {
        border-right: 0;
        border-bottom: 1px solid rgba(8, 98, 244, 0.14);
    }

    .pmb-cost-include-item:last-child {
        border-bottom: 0;
    }

    .pmb-cost-extra-note {
        font-size: 13px;
        padding: 8px 16px;
    }
}