Fakultas Teknologi Informasi

Crowdfunding Dalam Islam: Prinsip, Praktik, Dan Implementasi

Penulis
Dosen:
  1. RICKY FIRMANSYAH
  2. YUNIKA KOMALASARI
  3. R. DEWI SULASTRININGSIH
  4. SRIE WIJAYA KESUMA DEWI
  5. PHITSA MAULIANA
  6. NANANG HUNAIFI
Tanggal Terbit
03 November 2024
Kategori
Jurnal Nasional Terakreditasi [SINTA 4]
Penerbit
Management Studies and Entrepreneurship Journal (MSEJ)
Kota / Negara
Pekanbaru / Indonesia
Volume
5(2)
Halaman
4709–4718
ISSN
2715-7911
E-ISSN
2715-792X
DOI
https://doi.org/10.37385/msej.v5i2.5440
URL
https://journal.yrpipku.com/index.php/msej/article/view/5440
Abstrak
Sharia crowdfunding is a fundsraising method that complies with the Islamic law principles, such as the prohibition of gharar, usury, and maysir. This research aims to explore the principles, practices and implementation of sharia crowdfunding through a Systematic Literature Review (SLR) approach. By analyzing 15 sources from relevant journals and books, this research found that sharia crowdfunding adopts financing models such as musyarakah and mudharabah to ensure fair and transparent transactions. The implementation of sharia crowdfunding in various countries shows that strong regulations and the adoption of technologies such as blockchain can increase transparency and user trust. The main challenges identified include varying understanding of sharia principles, as well as the need education and regulation more comprehensive. The suggestions given include increasing education, strengthening regulations, adopting technology, collaboration and better project monitoring. This research makes a significant contribution to the understanding and development of sustainable sharia crowdfunding.